{"id":1344,"date":"2026-06-29T10:52:56","date_gmt":"2026-06-29T08:52:56","guid":{"rendered":"https:\/\/www.rieraconsulting.es\/estate-planning\/"},"modified":"2026-09-30T09:40:13","modified_gmt":"2026-09-30T07:40:13","slug":"estate-planning","status":"publish","type":"page","link":"https:\/\/www.rieraconsulting.es\/en\/estate-planning\/","title":{"rendered":"Estate Planning"},"content":{"rendered":"<section class=\"ss-hero\">\n\t<div class=\"ss-hero__inner\">\n\t\t<div class=\"ss-hero__text rv\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"ss-hero__bc\" href=\"\/servicios\/\"><svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M5 12h14M13 5l7 7-7 7\"\/><\/svg>Practice Areas<\/a>\n\t\t\t\t\t\t\t\t\t\t<h1 class=\"ss-hero__h1\"><em>Estate<\/em> Planning <em>.<\/em><\/h1>\n\t\t\t\t\t\t\t<p class=\"ss-hero__sub\">The decisions that save the most in taxes are made years before the key moment: the sale, retirement, or inheritance. By the time that moment arrives, it&#8217;s already too late to plan. <\/p>\n\t\t\t\t\t\t<div class=\"ss-hero__ctas\">\n\t\t\t\t<a href=\"https:\/\/www.rieraconsulting.es\/en\/contact\/\" class=\"btn-p\">Planning My Estate<svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M5 12h14M13 5l7 7-7 7\"\/><\/svg><\/a><a href=\"https:\/\/www.rieraconsulting.es\/en\/contact\/\" class=\"btn-g\">Talk to a lawyer<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div class=\"ss-hero__media rv d1\">\n\t\t\t<img src=\"https:\/\/www.rieraconsulting.es\/wp-content\/uploads\/2026\/09\/pexels-juju-649563-37363087-scaled.webp\" width=\"1200\" height=\"900\" alt=\"\" fetchpriority=\"high\" decoding=\"async\">\n\t\t<\/div>\n\t<\/div>\n<\/section>\n<section class=\"ss-reto\">\n\t<div class=\"ss-reto__i\">\n\t\t<div class=\"ss-reto__head rv\">\n\t\t\t\t\t\t\t<div class=\"eyebrow\">The Subject<\/div>\n\t\t\t\t\t\t<h2 class=\"ss-reto__t\">Order today, and it will be delivered <em>tomorrow.<\/em><\/h2>\n\t\t<\/div>\n\t\t<div class=\"ss-reto__body rv d1\">\n\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"ss-reto__p\">Most business owners are unclear about the line between their personal assets and those of their company. This confusion leads to tax structures that are poorly designed, precisely when the most money is at stake. <\/p>\n\t\t\t\t\t\t\t\t\t<p class=\"ss-reto__p\">Wealth planning involves organizing\u2014with a technical approach and a long-term perspective\u2014corporate structures, business succession, gifts, and capital gains. It\u2019s not about last-minute fixes, but about taking the time to do it right. <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"ss-reto__ul\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"ss-reto__li\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#E87820\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg>Business owners who want to organize their personal and corporate assets.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"ss-reto__li\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#E87820\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg>Family-owned businesses preparing for a generational transition.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"ss-reto__li\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#E87820\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg>Large estates consisting of real estate, investments, or equity interests to be transferred.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"ss-reto__li\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#E87820\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 6L9 17l-5-5\"\/><\/svg>Anyone considering selling their business, retiring, or making a lifetime gift.<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n<section class=\"ss-help\">\n\t<div class=\"ss-help__i\">\n\t\t<div class=\"ss-help__media rv\">\n\t\t\t<img src=\"https:\/\/www.rieraconsulting.es\/wp-content\/uploads\/2026\/09\/pexels-olly-3789101.webp\" alt=\"\" loading=\"lazy\" decoding=\"async\">\n\t\t<\/div>\n\t\t<div class=\"ss-help__content\">\n\t\t\t<div class=\"ss-help__head rv\">\n\t\t\t\t<h2 class=\"ss-help__t\">What <em>we&#8217;re sorting out.<\/em><\/h2>\n\t\t\t<\/div>\n\t\t\t<div class=\"ss-help__boxes\">\n\t\t\t\t\t\t\t\t\t<div class=\"ss-help__box rv\">\n\t\t\t\t\t\t<span class=\"ss-help__btag\">Holding Company<\/span>\t\t\t\t\t\t<h3 class=\"ss-help__bt\">Corporate Structures<\/h3>\n\t\t\t\t\t\t<p class=\"ss-help__bd\">We designed a holding company structure that differs from standard arrangements and optimizes the taxation of dividends and the future sale of the company.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ss-help__box rv d1\">\n\t\t\t\t\t\t<span class=\"ss-help__btag\">Succession<\/span>\t\t\t\t\t\t<h3 class=\"ss-help__bt\">Family-owned business<\/h3>\n\t\t\t\t\t\t<p class=\"ss-help__bd\">We plan the succession with the applicable ISD reductions, ensuring that the succession does not eat into the business.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"ss-help__box rv d2\">\n\t\t\t\t\t\t<span class=\"ss-help__btag\">Donations<\/span>\t\t\t\t\t\t<h3 class=\"ss-help__bt\">Donations and Capital Gains<\/h3>\n\t\t\t\t\t\t<p class=\"ss-help__bd\">We calculate the donation of money or real estate to children to minimize inheritance tax and capital gains tax, as well as the taxation on the sale of a business, apartment, or investment property.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n<section class=\"ss-flow\">\n\t<div class=\"ss-flow__i\">\n\t\t<div class=\"ss-flow__head rv\">\n\t\t\t\t\t\t\t<div class=\"eyebrow\">How We Work<\/div>\n\t\t\t\t\t\t<h2 class=\"ss-flow__t\">Plan <em>ahead.<\/em><\/h2>\n\t\t<\/div>\n\t\t<div class=\"ss-flow__steps rv d1\">\n\t\t\t\t\t\t\t<div class=\"ss-flow__step\">\n\t\t\t\t\t<div class=\"ss-flow__dot\">1<\/div>\n\t\t\t\t\t<div class=\"ss-flow__st\">Heritage Analysis<\/div>\n\t\t\t\t\t<div class=\"ss-flow__sd\">We&#039;ll map out what you have, how it&#039;s structured, and the tax implications of each decision as of today.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"ss-flow__step\">\n\t\t\t\t\t<div class=\"ss-flow__dot\">2<\/div>\n\t\t\t\t\t<div class=\"ss-flow__st\">Long-Term Design<\/div>\n\t\t\t\t\t<div class=\"ss-flow__sd\">We propose a structure (holding company, family trust, gifting schedule) that minimizes your tax liability in a legal and sustainable manner.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"ss-flow__step\">\n\t\t\t\t\t<div class=\"ss-flow__dot\">3<\/div>\n\t\t\t\t\t<div class=\"ss-flow__st\">Support<\/div>\n\t\t\t\t\t<div class=\"ss-flow__sd\">We implement and review as your life and the guidelines change.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"ss-flow__cta rv d2\">\n\t\t\t<a href=\"https:\/\/www.rieraconsulting.es\/en\/contact\/\" class=\"btn-p\">Schedule your first consultation<svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M5 12h14M13 5l7 7-7 7\"\/><\/svg><\/a>\t\t<\/div>\n\t<\/div>\n<\/section>\n<section class=\"ss-creds\">\n\t<div class=\"ss-creds__i\">\n\t\t<div class=\"ss-creds__head rv\">\n\t\t\t<h2 class=\"ss-creds__t\">Why <em>Riera Consulting.<\/em><\/h2>\n\t\t<\/div>\n\t\t<div class=\"ss-creds__grid\">\n\t\t\t\t\t\t\t<div class=\"ss-cred rv\">\n\t\t\t\t\t<div class=\"ss-cred__ico\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 21v-2a4 4 0 0 0-4-4H8a4 4 0 0 0-4 4v2\"\/><circle cx=\"12\" cy=\"7\" r=\"4\"\/><\/svg><\/div>\n\t\t\t\t\t<h3 class=\"ss-cred__t\">Direct dealings<\/h3>\n\t\t\t\t\t<p class=\"ss-cred__d\">You speak directly with the attorney who designs your structure, with no middlemen. 95% of business owners stick with us after the first meeting. <\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"ss-cred rv d1\">\n\t\t\t\t\t<div class=\"ss-cred__ico\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 3v18\"\/><path d=\"M6 21h12\"\/><path d=\"m3 7 4-2 4 2-4 8z\"\/><path d=\"m13 7 4-2 4 2-4 8z\"\/><path d=\"M7 5h10\"\/><\/svg><\/div>\n\t\t\t\t\t<h3 class=\"ss-cred__t\">Long-Term Vision<\/h3>\n\t\t\t\t\t<p class=\"ss-cred__d\">We don&#039;t just optimize a single financial year: we organize your assets for the moment that truly matters (sale, retirement, inheritance).<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"ss-cred rv d2\">\n\t\t\t\t\t<div class=\"ss-cred__ico\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"8\" r=\"6\"\/><path d=\"M15.477 12.89 17 22l-5-3-5 3 1.523-9.11\"\/><\/svg><\/div>\n\t\t\t\t\t<h3 class=\"ss-cred__t\">Rigor That Delivers Results<\/h3>\n\t\t\t\t\t<p class=\"ss-cred__d\">48 years of experience and a measurable approach: every decision is quantified in terms of actual tax savings.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n<section class=\"faqs faqs--full\">\n\t<div class=\"faqs__i\">\n\t\t<div>\n\t\t\t<div class=\"rv\">\n\t\t\t\t<div class=\"eyebrow\" style=\"margin-bottom:16px\">Preguntas frecuentes<\/div>\n\t\t\t\t<h2 class=\"faqs__t\">Your questions, <em>answered.<\/em><\/h2>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"faq\">\n\t\t\t\t\t<button class=\"faq__q\" data-faq>How can I pass the business on to my children while paying as little tax as possible? <span class=\"faq__ic\"><svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M12 5v14M5 12h14\"\/><\/svg><\/span><\/button>\n\t\t\t\t\t<div class=\"faq__a\">With advance planning: taking advantage of the inheritance tax breaks for family businesses and structuring the transfer well in advance. Doing it all at once and without preparation often results in a much higher cost. <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"faq\">\n\t\t\t\t\t<button class=\"faq__q\" data-faq>Is a holding company structure right for me? <span class=\"faq__ic\"><svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M12 5v14M5 12h14\"\/><\/svg><\/span><\/button>\n\t\t\t\t\t<div class=\"faq__a\">It depends on your specific situation, but in many cases, a holding company allows you to defer taxes, reinvest efficiently, and plan for succession or a sale. We\u2019ll analyze this using actual figures before recommending it to you. <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"faq\">\n\t\t\t\t\t<button class=\"faq__q\" data-faq>If I give my children money or real estate, what do we have to pay? <span class=\"faq__ic\"><svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M12 5v14M5 12h14\"\/><\/svg><\/span><\/button>\n\t\t\t\t\t<div class=\"faq__a\">Donor and donee have different tax implications (inheritance and gift tax, municipal capital gains tax, and capital gains for personal income tax purposes). We calculate the actual cost and determine the optimal timeline to minimize it. <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"faq\">\n\t\t\t\t\t<button class=\"faq__q\" data-faq>If I sell my business, apartment, or investment property, how much will I have to pay? <span class=\"faq__ic\"><svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M12 5v14M5 12h14\"\/><\/svg><\/span><\/button>\n\t\t\t\t\t<div class=\"faq__a\">Capital gains are subject to personal income tax, but there are legal ways to minimize them depending on how and when the transaction is structured. Planning ahead before signing the agreement is what makes all the difference. <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n<section class=\"fcta\">\n\t<div class=\"fcta__i rv\">\n\t\t<div>\n\t\t\t<h3 class=\"fcta__t\">Let&#8217;s plan your estate <em>well in advance.<\/em><\/h3>\n\t\t<\/div>\n\t\t<div class=\"fcta__right\">\n\t\t\t<p class=\"fcta__s\">A tax attorney will review your situation and suggest a structure that protects what you&#8217;ve built.<\/p>\n\t\t\t<div class=\"fcta__btns\">\n\t\t\t\t<a href=\"https:\/\/www.rieraconsulting.es\/en\/contact\/\" class=\"btn-p\">\n\t\t\t\t\tRequest an initial meeting\t\t\t\t\t<svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M5 12h14M13 5l7 7-7 7\"\/><\/svg>\n\t\t\t\t<\/a>\n\t\t\t\t<a href=\"tel:+34965929194\" class=\"btn-g\">965 92 91 94<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1344","page","type-page","status-publish","hentry"],"acf":{"seo_title":"","seo_description":"","seo_og_image":null,"json-ld":"","seo_noindex":false},"_links":{"self":[{"href":"https:\/\/www.rieraconsulting.es\/en\/wp-json\/wp\/v2\/pages\/1344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rieraconsulting.es\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.rieraconsulting.es\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.rieraconsulting.es\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rieraconsulting.es\/en\/wp-json\/wp\/v2\/comments?post=1344"}],"version-history":[{"count":0,"href":"https:\/\/www.rieraconsulting.es\/en\/wp-json\/wp\/v2\/pages\/1344\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.rieraconsulting.es\/en\/wp-json\/wp\/v2\/media?parent=1344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}